Sunday, February 13, 2011

The central bank raised interest rates banks are busy queuing Dump Xi Chu

 Year deposit rate and the CPI trend compared

three times since late last year the central bank increases interest-bearing deposits to improve the situation of negative interest rates

(Reporter Liu Xinyu) the central bank to raise interest rates soon as the market brainer. Yesterday, the reporter learned that, after the central bank hiked interest rates, many people turn to banks for deposit consultation matters, bank outlets, long queues and even dump the phenomenon of customers, Since the end of last year to raise interest rates three times since, so that deposits negative interest rates have been significantly improved, banking sources, the deposit has been initially apparent signs of returning. But the face of strict control of credit this year, the scale of the pressure on banks is still large with respect Xi Chu.

dump surge in the number of customers

told reporters.

dump explosion of business and even bank moves to

some areas also appeared message large, frequent dump against your earnings. proposed more than 40 days year certificate of deposit to bank customers do not dump.

reporter obtained a calculation by the banks within the financial sector good keep the critical point is 35 days, that is, if the previous 1 year time deposits has kept over 35 days, there is no need to save the sub.

In addition, the market is widely expected to raise interest rates this year will be 2 to 3 times, the banking industry have suggested that, in this context, the deposit period should be as short as possible, also, through money market funds, short-term financial products to disperse funds, to circumvent the impact of interest rates.

before the central bank to raise interest rates, many banks dump customers network, long queues. Since late last year, the central bank to raise interest rates three times so that the initial deposit has shown signs of returning. However, the central bank this year strictly control the scale of credit, bank Xi Chu war will start.

Xi Chu
Bank will continue to war

is worth noting that, although the switch to keep the business exploded, but the , through several interest rates, the attractiveness of bank deposits there has been enhanced with additional in-depth market regulation, part of the property market will return funds to a bank. However, negative interest rates in the status quo persists, the bank is still greater pressure this year, Xi Chu.

a Joint Stock Bank Guangzhou Branch of the charge also that, since the banks to raise interest rates and deposit reserve ratio increase is still expected to have a direct impact on lending among financial institutions.

news outlets yesterday, the banks are also found in a prominent position, a variety of short-term financial products play an attractive return on advertising are ads.

banking sources, a quarter times the bank's important Xi Chu, usually the first quarter of Year 50% required to complete the task of the year before the year is expected to ease the pressure by loan ratio of the assessment. And may increase in response to regulatory requirements at any time, the banks of the Xi Chu war will continue.

of: Liu Xinyu

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